How to Identify and Manage Problem Loans With many economies bracing for downturn and a higher interest rate environment, a sharp spike in default rates is a likely prospect. What steps should banks and other lenders take to manage this? All lenders provide credit facilities in the belief that their customers will meet repayment
Understanding the Dynamics of Recession Around the world, many economies are either in recession or heading toward one as a result of the inflation crisis and the associated policy response from monetary authorities. But what exactly is a “recession,” what happens during it, how long does it last, and how does it end? The
IPO Activity Dwindles in 2022 For many companies, going public is a landmark moment that signals their current success and future ambition. An initial public offering (IPO), which is the most common way of getting a public listing, is an expensive and time-consuming process that also creates major ongoing costs and onerous compliance obligations
What is the Bond Market? Bond markets are a critical source of finance for many entities while offering investors a vast array of risk/reward profiles. The global bond market is enormous – some commentators estimate the market to make up almost half of the world’s financial assets, double the size of the equity markets.
What is Accounting? Accounting is the process of identifying, recording, and reporting financial information relating to a particular entity to interested parties. The main way of communicating this financial information is through financial statements, such as the balance sheet and income statement. Accounting information is vital for the company's management and employees – it
Financial Markets 101: Different Types and What Shapes the Market Financial markets affect all our lives, but many of us do not fully understand them. What are the different types of financial market? Who are the main participants? And what factors shape the market? What are the Different Types of Financial Market? A market
ESG Runs into Category Confusion One of the unforeseen consequences of the war in Ukraine has been a re-evaluation of industry categories hitherto understood to be contrary to economic, social, and governance (ESG) principles. This, in turn, has also exposed the limitations of ESG as a convenient catch-all term for ethical investing. Specifically, the
Sanctions Expose US Dollar Vulnerability but Dominance Set to Continue For the past century the US dollar has enjoyed unrivalled supremacy in global trade and finance. But the war in Ukraine and subsequent imposition of sanctions on Russia – the so-called “weaponization of finance” – has drawn attention to this dominance. It has
Cryptocurrency Risk Worries Multiply Investment is a perpetual search for superior returns relative to risk. At different points in time, various asset classes came into vogue. In the 1970s, gold was in favor. The 1990s saw emerging markets take on a new prominence. This century has seen the rise of alternatives. All of
New Inflationary Regime Takes Hold Around the world major economies are grappling with an extraordinary bout of inflation that has put to an end a disinflationary regime that lasted for 40 years. The euro area hit a record 8.1% rate in May. The UK’s consumer price index (CPI) rose by 9% in April
